Please click on the link below to view our latest report for July & August 2018. Please click here to view and download the latest issue. This edition contains a number of different articles to help you successfully grow and protect your wealth. Topics in this latest issue include: Back to the Future: Visualising what […]
Shire plc We purchased Shire plc at circa £37 per share when rumours broke that Japanese drugmaker Takeda Pharmaceutical Co was interested in taking over the company. On 25th April 2018, Takeda and Shire directors finally agreed on a deal that they were both happy to recommend to Shareholders. The purchase price is in flux, […]
As at 22 May 2018, US 10-year treasury yields have broken through the psychological 3% barrier, currently standing at 3.07%. Perhaps equally as important is the 2-year treasury yield, currently 2.57%. 10-Year 2-Year Spread The chart below (Source: JPMorgan Asset Management) shows the changing 10-year 2-year spread (which is simply the difference between the two). […]
Trusts come in many flavours, all of which may be of some use in wealth planning. This article aims to demystify some of the different types of trusts there are and what they do. Bare trust The simplest form of trust, often used for young beneficiaries, is a bare trust. Bare trusts allow beneficiaries to […]
We often find that people who are highly paid have fewer assets than they think they should. A savings plan from 4 Shires might be what you need to get your finances back on track. By reviewing your monthly income and expenses, a savings plan can help you budget more effectively. We can help you […]
Over the past few months, oil has continued to rally, thanks to combined risks of supply shortfalls from both Iran and Venezuela. Since the lull in February, West Texas Intermediate (WTI) crude oil has risen from circa $58 to circa $73 (as at 22/05/2018), a rise of over 25% in circa 3 months. Brent crude […]
4 Shires offers clients access to an equity investment portfolio which can benefit from inheritance tax mitigation when passing their wealth to future generations. What is AIM? AIM was established in 1995 by the London Stock Exchange (LSE) with the mission to help young and dynamic businesses to raise capital for growth and future development. […]
For many of our clients who invest in personal pensions (SIPPs) the tax situation can seem complicated. Large quantities of current pension regulation is full of jargon and terminology that requires professional qualifications. We highlight some of the main tax considerations for looking at pension saving, spending and inheriting. Every client is different, so please […]
Italians went to the polls on 4th March 2018, delivering an apparent blow to establishment parties. Yet whilst the Democratic Party has been ousted from government, and Silvio Berlusconi’s Forza Italia has been demoted to junior partner in its right-wing coalition, no individual party or pre-election coalition managed to obtain enough seats to form a […]
President Trump has imposed a 25% duty on steel imports and 10% on aluminium imports into the USA. Canada and Mexico have been given a temporary reprieve, with the threat of an equivalent tariff becoming the proverbial sword of Damocles hanging over future NAFTA renegotiation talks. Calls for further tariffs have come from an unlikely […]