Welcome to our July/August 2024 edition of Wealth Matters, now available to view and download here. Nobody wants to consider what would happen if they became too ill to support their family financially. Financial protection is essential to creating a secure future for your loved ones, but understanding what cover you may need can be […]
10
May
May
Welcome to the latest edition of Wealth Matters, now available to view and download here. As we embark on the new tax year, on page 8, we consider why reviewing your pension savings strategy presents an opportune moment, setting a solid foundation for future financial stability. Early attention to your private pension at the onset […]
06
Mar
Mar
Welcome to our March 2024 issue of Wealth Matters. Welcome to our latest issue. As we approach the end of the current tax year on 5 April 2024, it’s an opportune moment to examine both your personal and business finances to ensure they are structured to optimise your tax efficiency. Despite the ongoing freeze on […]
18
Jan
Jan
Welcome to the latest edition of Wealth Matters, now available to view and download here. The tax landscape has witnessed considerable changes, making the situation more challenging for taxpayers and investors alike. As we near the end of the 2023/24 tax year on 5 April, every taxpayer should understand the importance of this date and […]
14
Nov
Nov
Welcome to our November 2023 edition of Wealth Matters, now available to view and download here. As you sail into your 50s, it becomes pivotal to consider your financial strategy. Life has likely found a steady rhythm by now. Children have probably taken flight, becoming financially self-sufficient, and the idea of reducing work hours or […]
14
Sep
Sep
Welcome to our September/October 2023 edition of Wealth Matters, now available to view and download here. In this issue, we look at investment bonds and explain how they offer several benefits that some investors may be missing out on, which have become even more beneficial due to recent changes in tax regulations. This follows last […]
12
Jul
Jul
Welcome to our July/August 2023 edition of Wealth Matters, now available to view and download here. In this issue, a comfortable retirement is a common financial goal, and contributing to a pension is essential to achieving it. Although retirement may appear distant at the moment, there’s much to consider. Let us assist you in navigating […]
15
May
May
Welcome to our May/June 2023 edition of Wealth Matters, now available to view and download here. In this issue, Chancellor Jeremy Hunt’s first proper Budget 2023, on Wednesday 15 March, brought some welcome but unexpected changes to pension tax, the most significant of which was the abolition of the pension Lifetime Allowance (LTA) charge. Britons […]
11
May
May
Welcome to the latest edition of the 4 Shires Investment Commentary for Winter 2023, now available to view and download here. Our highly regarded Quarterly Investment Commentary Report provides detailed information on current topics and market activity. In this edition, we focus on the latest market developments including: Is it time to buy into cyclical […]
15
Mar
Mar
Welcome to our March/April 2023 edition of Wealth Matters, now available to view and download here. In this issue, financial planning can be a daunting and uncomfortable conversation for many, but thankfully attitudes towards talking about money are changing. Wealth succession should be an integral part of your financial plan as early as possible – […]
16
Jan
Jan
Welcome to our January/February 2023 edition of Wealth Matters, now available to view and download here. With the current tax year having begun on 6 April 2022, the clock is ticking and it is important to utilise all the tax reliefs and allowances available to you before 5 April 2023 in order to minimise any […]
15
Nov
Nov
Welcome to our November/December 2022 edition of Wealth Matters, now available to view and download here. As the cost of living continues to soar, with inflation reaching a 40-year high, the impact on household finances is taking its toll. But it is essential to try to maintain a savings habit even in the current climate. […]
14
Sep
Sep
Welcome to our latest edition of Wealth Matters, now available to view and download here. Rising living costs have been so significant in recent months that most UK households will have noticed a squeeze on their monthly budgets. Not only does this have a direct impact on people’s lifestyles, even though they are making every […]
15
Jul
Jul
Welcome to our latest edition of Wealth Matters, now available to view and download here. It’s not surprising that the world of investing can seem complex, especially in the current global economic climate. Investors face an endless supply of market news, many investment choices and often-changing market conditions. There are a number of key principles […]
16
May
May
Welcome to our latest edition of Wealth Matters, now available to view and download here. Are you fed up with your nine-to-five? There are many factors that can influence when someone decides to retire. For some, it may be based on health reasons, while others may want to take advantage of government benefits or simply […]
16
Mar
Mar
Welcome to our March/April 2022 edition of Wealth Matters, now available to view and download here. Inside, we look at why now is the time to make sure you protect your wealth. The word ‘inflation’ had barely featured in the market’s vocabulary in the last three decades until it suddenly started to come back with […]
21
Jan
Jan
Welcome to the latest edition of Wealth Matters, now available to view and download here. Inside, we look at New Year’s tax saving resolutions to make sure you are fully utilising your relevant tax planning opportunities. With the tax year end (5 April) on the horizon, taking action now may give you the opportunity to […]
07
Dec
Dec
Welcome to the latest edition of the 4 Shires Investment Commentary for Autumn 2021, now available to view and download here. Our highly regarded Quarterly Investment Commentary Report provides detailed information on current topics and market activity. In this edition, we focus on the latest market developments including: Supply chain problems Energy crisis in Europe […]
17
Nov
Nov
Welcome to our November/December 2021 issue of Wealth Matters. This issue was written prior to the Chancellor of the Exchequer, Rishi Sunak, presenting the second UK Budget of 2021 on Wednesday 27 October. We will look at the key announcements included in the Chancellor’s red box in the next issue. Click here to read the […]
05
Oct
Oct
Welcome to our September/October 2021 issue of Wealth Matters. Inside, we look at how having a financial plan in place early on can make it easier to manage your money further down the line. It’s never too early to make a financial plan. The sooner you work out your goals and start following a plan […]
21
Aug
Aug
Welcome to the latest edition of the 4 Shires Investment Commentary for Summer 2021, now available to view and download here. Our highly regarded Quarterly Investment Commentary Report provides detailed information on current topics and market activity. In this edition, we focus on the latest market developments including: • Inflation Everywhere • Shipping – Bust […]
15
Jul
Jul
Welcome to our July/August 2021 edition of Wealth Matters, now available to view and download here. Inside this issue, the unique combination of tax breaks and flexible access available to pensions makes them a compelling choice when saving for retirement. On page 8 we look at one of the key benefits of saving into a […]
27
May
May
As we exit the Covid pandemic, what is the outlook for the world economy?
14
May
May
Welcome to our latest edition of Wealth Matters, now available to view and download here. As we enter another new phase in the coronavirus (COVID-19) pandemic, each UK nation has set out a roadmap out of lockdown, a positive sign that we can hopefully start to get back on track both financially and emotionally. It’s […]
16
Mar
Mar
Welcome to our latest edition of Wealth Matters, now available to view and download here. At the time of publishing, Chancellor of the Exchequer Rishi Sunak had not delivered his Budget 2021 speech. We’ll look at the key announcements and how these could affect your personal, family and business finances in the next edition. You’ve […]
24
Feb
Feb
The latest 4 Shires Investment Commentary for Winter 2020, is now available to view and download here. Our highly regarded Quarterly report provides detailed information on keycurrent topics and market activity. This edition includes: Global Outlook Brexit Update – Outlook for Britain European Politics – A Changing of the Guard U.S. – The New Democrat […]
11
Feb
Feb
Welcome to our first edition of Wealth Matters for 2021. In a year of renewal, hopefully we’ll see a world that is steadily returning to normal, while also rapidly accelerating into a transformed future. Although lockdown restrictions have eased in some areas, the coronavirus (COVID-19) pandemic will continue to impact on our lives in many […]
27
Nov
Nov
The latest 4 Shires Investment Commentary for Autumn 2020, is now available to view and download. Our highly regarded Quarterly report provides detailed information on key current topics and market activity. This edition includes: Bidenomics – What Can We Expect in January 2021? Trade & China and The New 5 Year Plan Covid-19 – Vaccine […]
27
Oct
Oct
Pensions on divorce can throw up a lot of complexity and uncertainty. Obtaining professional financial advice can be key in helping you review your pension situation objectively, as well as helping navigate through what may be uncertain territory during this emotional time. Click here to read our Guide to Pensions on Divorce. Risk Disclaimer: The contents […]
07
Oct
Oct
When was the last time you had a financial health check? Even if you have a solid financial plan in place, it still needs to be updated regularly to ensure it reflects any life changes. But what should your priorities focus on now? Is it time to turn your attention to your pension, your ISA, […]
30
Sep
Sep
Planning for a successful retirement should open the door to an interconnected approach rather than product-based solutions
23
Sep
Sep
What’s the reason for the boom in so-called ‘silver splitters’?
15
Sep
Sep
Please click on the link below to view our latest Wealth Matters report for September & October 2020. Click here to view or download the report. Topics in this latest issue include: Why Working and Retiring are No Longer Binary Terms Rewritten Retirement Rules Silver Splitters: Financial Fall-out of Divorcing in Middle Age Take it […]
21
Aug
Aug
Our highly regarded report provides detailed information on key current topics and market activity.
04
Aug
Aug
The current situation has led to one in ten people reducing or stopping saving into a pension because of the pandemic. Are you protecting your financial future? Please click here to read the full article. Please contact us for further information on managing your financial affairs. Risk Disclaimer: The contents of this guide are suggestions […]
29
Jul
Jul
The coronavirus (COVID-19) pandemic has touched virtually every part of our lives and is having a widespread impact across all aspects of financial life, including retirement plans. Does this mean that you need to delay your retirement? Please click here to read the full article. The contents of this guide are suggestions only, not advice, […]
23
Jul
Jul
Please click on the link below to view our latest Wealth Matters report for July & August 2020. Click here to view or download the report. Topics in this latest issue include: Covid 19 – How retirement plans may change in response to the pandemic Retirement Longevity -Maximising investment returns Inflation Proofing your Portfolio How […]
03
Jun
Jun
Please click on the link below to view our latest report for May & June 2020. Click here to view or download the report. Topics in this latest issue include: Covid-19 Effects on Retirement Planning Covid-19 Scammers: What to watch out for Managing Volatility The contents of this guide are suggestions only, not advice, and […]
19
May
May
The 4 Shires Investment Commentary Spring 2020 provides detailed insight into key topics as well as an outlook for Markets & Investments