Have a high income, but few assets?

We often find that people who are highly paid have fewer assets than they think they should. A savings plan from 4 Shires might be what you need to get your finances back on track.

By reviewing your monthly income and expenses, a savings plan can help you budget more effectively. We can help you get a better idea of how much you need to save over the longer term in order to meet your goals and objectives. You might be surprised at how much your investment pot might be worth with only a small increase to regular savings.

It is important that those with high incomes take the opportunity to save whilst they can, since life’s changes can mean that earnings are lower in later working years. For example, peak earnings are estimated to occur during one’s 40s. When you retire, your income (compared to your working years) might fall by more than you expect without a proper savings plan.

The earlier you start, the more you can benefit from compounding of returns. Regular saving also allows you to benefit from pound-cost averaging.

With regular reviews, 4 Shires can guide you through your savings plan, as your financial circumstances change over time. Contact us today to see how we can help.